Gold SIP Calculator
How Much Will Your Monthly Gold Investment Grow?
Enter Your SIP Details
Pre-filled with today's 22K rate. Adjust if needed.
Your Gold SIP Results
Total Invested
Gold Accumulated
Value at Today's Rate
Future Value (at target rate)
CAGR Achieved
Profit
vs Savings (6%)
Year-by-Year Accumulation
Showing 5-year intervals at default values (₹5,000/month, 8% p.a.)
| Year | Total Invested | Gold (grams) | Future Value | Returns |
|---|---|---|---|---|
| 5 years | ₹300,000 | 21.7 g | ₹369,834 | +23.3% |
| 10 years | ₹600,000 | 43.4 g | ₹920,828 | +53.5% |
| 15 years | ₹900,000 | 65.1 g | ₹1,741,726 | +93.5% |
| 20 years | ₹1,200,000 | 86.8 g | ₹2,964,736 | +147.1% |
* Calculated using SIP formula: P × [((1+r)^n - 1)/r] × (1+r). Gold rate ₹13,819/g (22K).
Why Invest in Gold via SIP?
Inflation Hedge
Gold historically preserves purchasing power. When the rupee weakens, gold prices rise — protecting your savings.
Rupee Cost Averaging
Monthly SIP means you buy more grams when prices fall and fewer when prices rise — smoothing your average cost over time.
Multiple Avenues
Invest via SGBs (government-backed), Gold ETFs (stock-exchange traded), or Digital Gold apps — no physical storage needed.
Frequently Asked Questions
Today's Gold Rate
Gold SIP Options in India
Sovereign Gold Bond (SGB)
Government-issued, 2.5% interest, tax-free at maturity
Gold ETF
Listed on NSE/BSE, instant liquidity, Demat account needed
Digital Gold
Phone-based, start from ₹1, physical delivery option
Gold Mutual Fund
Invests in Gold ETFs, no Demat required