Jewellery Insurance Premium Estimator
Find out how much it costs to insure your jewellery in India — in ₹
Your Jewellery Details
Estimated Annual Premium
–
Per year ( of declared value)
Top Providers in India
New India Assurance
PSU — most widely accepted
0.15–0.30% p.a.
HDFC Ergo
Fast claim settlement
0.18–0.35% p.a.
Tata AIG
Worldwide coverage option
0.20–0.40% p.a.
Bajaj Allianz
Good for bulk jewellery
0.15–0.28% p.a.
Enter jewellery value to estimate premium
What Does Jewellery Insurance Cover?
Theft
Covers loss due to burglary, housebreaking, or snatching. Must file FIR within 24 hours.
Accidental Loss
Some policies cover accidental loss or mysterious disappearance. Read the fine print carefully.
Fire & Natural Disasters
Covers damage from fire, flood, earthquake, and other natural calamities.