LIVE |
24K Gold ₹14,413 — 0.00% |
22K Gold ₹13,202 — 0.00% |
18K Gold ₹10,821 — 0.00% |
Silver ₹187 — 0.00% |
Platinum ₹4,617 — 0.00% |
Indicative rates
|
| Get Rate Alerts

Gold Rate in Phagwara Today

Phagwara, Kapurthala, Punjab

Updated Today

Phagwara Gold Rates

Today's prices · 07 Nov 2026

22K Gold (916) ↑ ₹229.6
₹13,210.49
per gram
10 grams ₹132,105
100 grams ₹1,321,049
Yesterday ₹12,980.89
24K Gold (999)
₹14,421.94
per gram
10 grams ₹144,219
100 grams ₹1,442,194
Yesterday ₹14,171.24
18K Gold (750)
₹10,827.30
per gram
10 grams ₹108,273
Silver (999)
₹187.30
per gram
100 grams ₹18,730

Gold Rate by Weight in Phagwara

Today · 07 Nov 2026

Weight 24K (999) 22K ★ (916) 18K (750)
1 gram ₹14,422 ₹13,210 ₹10,827
2 grams ₹28,844 ₹26,421 ₹21,655
4 grams ₹57,688 ₹52,842 ₹43,309
5 grams ₹72,110 ₹66,052 ₹54,137
8 grams ₹115,376 ₹105,684 ₹86,618
10 grams ₹144,219 ₹132,105 ₹108,273
1 Tola (11.664 g) ₹168,215 ₹154,085 ₹126,287
20 grams ₹288,439 ₹264,210 ₹216,546
50 grams ₹721,097 ₹660,525 ₹541,365
1 Troy oz (31.1 g) ₹448,573 ₹410,892 ₹336,767
100 grams ₹1,442,194 ₹1,321,049 ₹1,082,730
1 kg ₹14,421,940 ₹13,210,490 ₹10,827,300
★ 22K (916 Hallmark) is the standard for jewellery in India. Prices are metal value only — making charges, GST (3%), and hallmarking fee are additional.

Gold Price Calculator — Phagwara

Calculate gold value by weight at today's local rate

₹
Estimated Gold Value

* Metal value only. Add making charges (₹200–₹800/g), 3% GST, and hallmarking fee for total purchase cost.

10-Day Gold Rate History — Phagwara

22K & 24K daily rates

Date 24K / gram 22K / gram 22K / 10g
06 Nov 2026 Today ₹14,421.94 ₹13,210.49 ₹132,105
05 Nov 2026 ₹14,171.24 ₹12,980.89 ₹129,809
04 Nov 2026 ₹13,766.64 ₹12,610.29 ₹126,103
03 Nov 2026 ₹13,761.44 ₹12,607.29 ₹126,073
02 Nov 2026 ₹14,014.44 ₹12,837.19 ₹128,372
01 Nov 2026 ₹14,014.44 ₹12,837.19 ₹128,372
31 Oct 2026 ₹14,014.44 ₹12,837.19 ₹128,372
30 Oct 2026 ₹14,234.54 ₹13,038.89 ₹130,389
29 Oct 2026 ₹14,279.74 ₹13,080.29 ₹130,803
28 Oct 2026 ₹14,152.14 ₹12,963.39 ₹129,634

Monthly Gold Rate Summary — Phagwara

22K highest and lowest price each month

Nov 2026
High
₹13,210
Low
₹12,607
Oct 2026
High
₹13,696
Low
₹12,963
Sep 2026
High
₹14,283
Low
₹13,563
Aug 2026
High
₹14,626
Low
₹14,626

30-Day Gold Price Trend

22K gold rate movement in Phagwara

About Gold Rate in Phagwara

Gold rate in Phagwara, Kapurthala, Punjab today is ₹13,210.49 per gram for 22K (916 Hallmark) gold and ₹14,421.94 per gram for 24K (999) gold. These rates are updated daily based on the official IBJA (India Bullion and Jewellers Association) rate, adjusted for local market conditions in Phagwara.

The price of gold in Phagwara may vary slightly from the national IBJA rate due to transportation costs from the nearest wholesale gold hub, local taxes, and jeweller margins. The actual price you pay at a jewellery store will be higher — jewellers add making charges (typically ₹200–₹800 per gram), 3% GST on the total, and a hallmarking fee of ₹45 per piece.

22K gold (916 hallmark) is the most popular choice for jewellery purchases in India including Phagwara because it is durable and affordable. 24K gold (999 purity) is preferred for investment in coins and bars as it has no alloy content. 18K gold is used for lightweight, modern jewellery designs.

There are currently 4 jewellers listed in Phagwara on JewellersInCity. Use the listings above to compare prices, read reviews, and find the best jeweller near you.

Frequently Asked Questions

Gold rate in Phagwara — common queries answered

Today's gold rate in Phagwara, Kapurthala is ₹13,210.49/gram for 22K (916 Hallmark) and ₹14,421.94/gram for 24K (999 purity). These rates are as of 07 Nov 2026.
10 grams of 22K gold in Phagwara costs ₹132,105 today. 10 grams of 24K gold costs ₹144,219. Note: actual purchase price will include making charges and 3% GST.
1 Tola equals 11.664 grams. At today's rate, 1 Tola of 22K gold in Phagwara costs ₹154,085 and 1 Tola of 24K gold costs ₹168,215.
1 Sovereign equals 8 grams. Today's price for 1 sovereign of 22K gold in Phagwara is ₹105,684.
The IBJA (India Bullion and Jewellers Association) publishes a national benchmark rate. Local rates in Phagwara vary by ₹1–₹15 per gram due to transportation costs from the nearest wholesale gold market, local demand, and supply chain logistics. Cities near wholesale hubs like Mumbai, Delhi, or Ahmedabad tend to have rates closer to the national benchmark.
22K gold (916 hallmark) is ideal for jewellery as it is more durable due to alloy content, and is the most common purity in Indian jewellery stores. 24K gold (999) is best for investment — coins and bars — because it has no alloy and retains value better. For daily-wear jewellery, 22K is the practical choice.
100 grams of 22K gold in Phagwara costs ₹1,321,049 today. 100 grams of 24K gold costs ₹1,442,194. These are metal values only; buying cost will be higher.
The gold rate across Kapurthala district follows the same base IBJA rate with minor tehsil-level adjustments. For the exact Kapurthala district rate, visit the Kapurthala gold rate page. Phagwara is one of the tehsils within Kapurthala district.

Phagwara Stats

Today vs Yesterday

22K Today ₹13,210.49
22K Yesterday ₹12,980.89
Change +₹229.60
Disclaimer

Rates shown are indicative. Actual prices include making charges, GST and vary by jeweller.

Phagwara vs National Gold Rate Today

How the local rate is built up from the IBJA benchmark

Phagwara
₹13,210
per gram · 22K
Adjusted
Kapurthala Dist.
—
per gram · 22K
Punjab
—
per gram · 22K
India (IBJA)
₹13,202
per gram · 22K
Phagwara: +₹8
Nearest gold hub: Delhi (322 km)
Location premium: +₹8.29/g vs IBJA
▲ ₹230/g vs yesterday

Gold Rate FAQ — Phagwara

Common questions about gold pricing in Phagwara

What is today's gold rate in Phagwara?
Today's 22K (916 hallmark) gold rate in Phagwara is ₹13,210 per gram. The 24K (999 purity) rate is ₹14,422/gram and 18K (750) is ₹10,827/gram. This rate is computed from the IBJA national benchmark adjusted for Phagwara's distance from Delhi (322 km). Rates rose ₹230/g compared to yesterday.
Why does gold cost more in Phagwara than the national rate?
Gold is physically transported from major bullion hubs (Mumbai, Delhi, Chennai, Kolkata, Ahmedabad, Hyderabad, Jaipur, Surat) to retail outlets across India. Phagwara is 322 km from the nearest hub (Delhi), so jewellers add a small location premium to cover transport, insurance, and local handling. The current location premium for Phagwara is +₹8.29 per gram over the IBJA benchmark. State-level taxes and association-set retail prices also create small variations between cities.
When is the best time to buy gold in Phagwara?
Two strategies — astrological and economic — guide gold buying in India. Astrologically, the next auspicious muhurat for Phagwara is Akshaya Tritiya on Sunday, 9 May 2027 (183 days away), with the local window between 05:47 – 13:08. Economically, IBJA publishes rates twice daily (AM and PM) — afternoon rates often differ from morning by ₹20–₹100/g. Avoid buying during festival peaks (Akshaya Tritiya, Dhanteras) when rates spike from demand. Gold tends to soften in March-April after wedding season ends and again in September before Navratri starts.
What are the GST and other taxes on gold in Phagwara?
Two GST components apply to every gold jewellery purchase across India, including Phagwara: 3% GST on the gold value (weight × today's rate) and 5% GST on the making charges. A typical 10-gram 22K piece at today's rate of ₹13,210/g works out to: gold ₹132,105 + making charges (typically 9–15% in Punjab) + 3% GST on gold + 5% GST on making. Since June 2021, hallmarking adds no extra cost — every BIS-certified piece must include the HUID stamp at no charge. Always insist on a GST-compliant tax invoice; without one, the purchase isn't legally protected and resale value drops.
How often do gold rates change in Phagwara?
The India Bullion and Jewellers Association (IBJA) publishes official benchmark rates twice every working day — once in the morning and once in the afternoon. Most jewellers in Phagwara update their counter rates with the AM IBJA rate and hold it through the day. International gold prices in London or Comex can shift the IBJA AM-vs-PM by ₹50–₹200 per gram on volatile days. On weekends and bank holidays no fresh rate is published, so Friday's evening rate carries through to Monday morning. For Phagwara, the local rate also includes the location premium of +₹8.29/g — this stays stable for weeks unless the nearest hub's transport costs change.

Rate Tools — Phagwara

Calculate, verify and convert gold values

Today's All-In Price (per 10g)

Final out-of-pocket price for 10 grams in Phagwara including local making charges and GST:

Gold (22K, 10g) ₹132,105
Making @ 12% ₹15,853
GST (3% gold + 5% making) ₹4,756
Final price ₹152,713

Estimate only — your jeweller's actual making rate may differ. Always ask for an itemised bill.

Old Gold Exchange Rate

Today's likely buy-back rate per gram at Phagwara jewellers (before wastage and assay deductions):

22K (916) hallmarked ~₹12,682/g
18K (750) hallmarked ~₹10,387/g
14K (585) hallmarked ~₹8,104/g

Formula: today's 22K × purity factor × (1 − wastage). Most Phagwara jewellers deduct 2–8% as wastage. Non-hallmarked gold gets assayed first, often reducing the rate further.

HUID Verification

Every gold piece sold in Phagwara after June 2021 must carry a six-digit HUID. To verify any bill or piece:

  1. Download BIS Care app (Play Store / App Store, free)
  2. Tap "Verify HUID" inside the app
  3. Enter the six-digit code stamped on your jewellery
  4. Match jeweller name + purity + hallmarking date with your bill

If the BIS Care result differs from the jeweller you bought from, refuse the piece and report to BIS at 1800-11-4000.

About Phagwara

Kapurthala, Punjab

Phagwara is a tehsil in Kapurthala district, Punjab. The nearest major gold trading hub is Delhi, approximately 322 km away, which results in local gold rates running about ₹8.29/g above the IBJA national benchmark. Phagwara uses STD code 0208.

STD Code
0208
Nearest Gold Hub
Delhi · 322 km
Coordinates
31.2232°N, 75.7670°E
Gold Price Adjustment
+₹8.29/gram vs national

Upcoming Gold-Buying Muhurats — Phagwara

Auspicious dates with local timing (-27 min vs IST)

Akshaya Tritiya

183 days away

Sunday, 9 May 2027

The single most auspicious day of the Hindu calendar to buy gold. Wealth purchased today is believed to grow continuously.

Phagwara window
05:47 – 13:08
IST: 06:14 – 13:35 IST

Akshaya Tritiya

537 days away

Thursday, 27 April 2028

The single most auspicious day of the Hindu calendar to buy gold. Wealth purchased today is believed to grow continuously.

Phagwara window
05:27 – 11:57
IST: 05:54 – 12:24 IST

Dhanteras

Today

Saturday, 7 November 2026

The first day of Diwali — when buying gold, silver and utensils invokes Goddess Lakshmi's blessings. Largest single-day gold buying event in India.

Phagwara window
17:02 – 18:57
IST: 17:29 – 19:24 IST
Why timings differ from IST: Vedic muhurats are computed from local sunrise — so Phagwara's longitude shifts the auspicious window by roughly 27 minutes from the standard IST muhurat. Phagwara jewellers traditionally honour these local windows during festival sales.

Punjab Jewellery Market

State-level buying context for Phagwara shoppers

Tradition & Style

Phulkari gold work and elaborate Punjabi bridal sets (saat-lada haar) are iconic. Amritsar and Ludhiana are major wholesale markets.

Typical Making Charges

9–15%

of gold value in Punjab

Preferred Purity

22K for ornaments; 24K for investment coins

Peak Buying Seasons

Baisakhi (Apr), Diwali, Lohri (Jan), wedding season (Oct–Feb)

Major Gold Markets in Punjab

Delhi Amritsar Ludhiana Chandigarh

BIS adoption: Moderate to high — urban centres have strong BIS compliance.

Set Your Gold Price Alert

We'll WhatsApp you the moment it hits your price

22K Live: