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24K Gold ₹15,329 — 0.00% |
22K Gold ₹14,041 — 0.00% |
18K Gold ₹11,508 — 0.00% |
Silver ₹234 — 0.00% |
Platinum ₹5,461 — 0.00% |
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Gold Rate in Phulwaria Today

Phulwaria, Gopalganj, Bihar

Updated Today

Phulwaria Gold Rates

Today's prices · 11 Sep 2026

22K Gold (916) ↓ ₹18.2
₹14,052.82
per gram
10 grams ₹140,528
100 grams ₹1,405,282
Yesterday ₹14,071.02
24K Gold (999)
₹15,341.47
per gram
10 grams ₹153,415
100 grams ₹1,534,147
Yesterday ₹15,361.37
18K Gold (750)
₹11,517.64
per gram
10 grams ₹115,176
Silver (999)
₹233.64
per gram
100 grams ₹23,364

Gold Rate by Weight in Phulwaria

Today · 11 Sep 2026

Weight 24K (999) 22K ★ (916) 18K (750)
1 gram ₹15,341 ₹14,053 ₹11,518
2 grams ₹30,683 ₹28,106 ₹23,035
4 grams ₹61,366 ₹56,211 ₹46,071
5 grams ₹76,707 ₹70,264 ₹57,588
8 grams ₹122,732 ₹112,423 ₹92,141
10 grams ₹153,415 ₹140,528 ₹115,176
1 Tola (11.664 g) ₹178,940 ₹163,909 ₹134,339
20 grams ₹306,829 ₹281,056 ₹230,353
50 grams ₹767,074 ₹702,641 ₹575,882
1 Troy oz (31.1 g) ₹477,173 ₹437,092 ₹358,239
100 grams ₹1,534,147 ₹1,405,282 ₹1,151,764
1 kg ₹15,341,470 ₹14,052,820 ₹11,517,640
★ 22K (916 Hallmark) is the standard for jewellery in India. Prices are metal value only — making charges, GST (3%), and hallmarking fee are additional.

Gold Price Calculator — Phulwaria

Calculate gold value by weight at today's local rate

₹
Estimated Gold Value

* Metal value only. Add making charges (₹200–₹800/g), 3% GST, and hallmarking fee for total purchase cost.

10-Day Gold Rate History — Phulwaria

22K & 24K daily rates

Date 24K / gram 22K / gram 22K / 10g
11 Sep 2026 Today ₹15,341.47 ₹14,052.82 ₹140,528
10 Sep 2026 ₹15,361.37 ₹14,071.02 ₹140,710
09 Sep 2026 ₹15,320.47 ₹14,033.62 ₹140,336
08 Sep 2026 ₹15,283.07 ₹13,999.32 ₹139,993
07 Sep 2026 ₹15,501.17 ₹14,199.12 ₹141,991
06 Sep 2026 ₹15,501.17 ₹14,199.12 ₹141,991
05 Sep 2026 ₹15,501.17 ₹14,199.12 ₹141,991
04 Sep 2026 ₹15,406.87 ₹14,112.72 ₹141,127
03 Sep 2026 ₹15,131.17 ₹13,860.22 ₹138,602
02 Sep 2026 ₹15,331.07 ₹14,043.32 ₹140,433

Monthly Gold Rate Summary — Phulwaria

22K highest and lowest price each month

Sep 2026
High
₹14,286
Low
₹13,860
Aug 2026
High
₹14,629
Low
₹14,629

30-Day Gold Price Trend

22K gold rate movement in Phulwaria

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About Gold Rate in Phulwaria

Gold rate in Phulwaria, Gopalganj, Bihar today is ₹14,052.82 per gram for 22K (916 Hallmark) gold and ₹15,341.47 per gram for 24K (999) gold. These rates are updated daily based on the official IBJA (India Bullion and Jewellers Association) rate, adjusted for local market conditions in Phulwaria.

The price of gold in Phulwaria may vary slightly from the national IBJA rate due to transportation costs from the nearest wholesale gold hub, local taxes, and jeweller margins. The actual price you pay at a jewellery store will be higher — jewellers add making charges (typically ₹200–₹800 per gram), 3% GST on the total, and a hallmarking fee of ₹45 per piece.

22K gold (916 hallmark) is the most popular choice for jewellery purchases in India including Phulwaria because it is durable and affordable. 24K gold (999 purity) is preferred for investment in coins and bars as it has no alloy content. 18K gold is used for lightweight, modern jewellery designs.

JewellersInCity is building the most complete directory of jewellers in Gopalganj district. If you own or know a jewellery store in Phulwaria, list it free to reach thousands of local buyers.

Frequently Asked Questions

Gold rate in Phulwaria — common queries answered

Today's gold rate in Phulwaria, Gopalganj is ₹14,052.82/gram for 22K (916 Hallmark) and ₹15,341.47/gram for 24K (999 purity). These rates are as of 11 Sep 2026.
10 grams of 22K gold in Phulwaria costs ₹140,528 today. 10 grams of 24K gold costs ₹153,415. Note: actual purchase price will include making charges and 3% GST.
1 Tola equals 11.664 grams. At today's rate, 1 Tola of 22K gold in Phulwaria costs ₹163,909 and 1 Tola of 24K gold costs ₹178,940.
1 Sovereign equals 8 grams. Today's price for 1 sovereign of 22K gold in Phulwaria is ₹112,423.
The IBJA (India Bullion and Jewellers Association) publishes a national benchmark rate. Local rates in Phulwaria vary by ₹1–₹15 per gram due to transportation costs from the nearest wholesale gold market, local demand, and supply chain logistics. Cities near wholesale hubs like Mumbai, Delhi, or Ahmedabad tend to have rates closer to the national benchmark.
22K gold (916 hallmark) is ideal for jewellery as it is more durable due to alloy content, and is the most common purity in Indian jewellery stores. 24K gold (999) is best for investment — coins and bars — because it has no alloy and retains value better. For daily-wear jewellery, 22K is the practical choice.
100 grams of 22K gold in Phulwaria costs ₹1,405,282 today. 100 grams of 24K gold costs ₹1,534,147. These are metal values only; buying cost will be higher.
The gold rate across Gopalganj district follows the same base IBJA rate with minor tehsil-level adjustments. For the exact Gopalganj district rate, visit the Gopalganj gold rate page. Phulwaria is one of the tehsils within Gopalganj district.

Phulwaria Stats

0
Total Jewellers

Today vs Yesterday

22K Today ₹14,052.82
22K Yesterday ₹14,071.02
Change ₹-18.20

Nearby Tehsils

Baikunthpur
₹14,052.29/g
↓ ₹18.2
Barauli
₹14,052.51/g
↓ ₹18.2
Bhorey
₹14,052.83/g
↓ ₹18.2
Bijaipur
₹14,052.91/g
↓ ₹18.2
Gopalganj
₹14,052.64/g
↓ ₹18.2

Navigate

Gopalganj
All Tehsils
Bihar
All Districts
National Rate
India IBJA Rate
Disclaimer

Rates shown are indicative. Actual prices include making charges, GST and vary by jeweller.

Phulwaria vs National Gold Rate Today

How the local rate is built up from the IBJA benchmark

Phulwaria
₹14,053
per gram · 22K
Adjusted
Gopalganj Dist.
—
per gram · 22K
Bihar
—
per gram · 22K
India (IBJA)
₹14,041
per gram · 22K
Phulwaria: +₹12
Nearest gold hub: Kolkata (608 km)
Location premium: +₹11.72/g vs IBJA
▼ ₹18/g vs yesterday

Gold Rate FAQ — Phulwaria

Common questions about gold pricing in Phulwaria

What is today's gold rate in Phulwaria?
Today's 22K (916 hallmark) gold rate in Phulwaria is ₹14,053 per gram. The 24K (999 purity) rate is ₹15,341/gram and 18K (750) is ₹11,518/gram. This rate is computed from the IBJA national benchmark adjusted for Phulwaria's distance from Kolkata (608 km). Rates fell ₹18/g compared to yesterday.
Why does gold cost more in Phulwaria than the national rate?
Gold is physically transported from major bullion hubs (Mumbai, Delhi, Chennai, Kolkata, Ahmedabad, Hyderabad, Jaipur, Surat) to retail outlets across India. Phulwaria is 608 km from the nearest hub (Kolkata), so jewellers add a small location premium to cover transport, insurance, and local handling. The current location premium for Phulwaria is +₹11.72 per gram over the IBJA benchmark. State-level taxes and association-set retail prices also create small variations between cities.
When is the best time to buy gold in Phulwaria?
Two strategies — astrological and economic — guide gold buying in India. Astrologically, the next auspicious muhurat for Phulwaria is Akshaya Tritiya on Sunday, 9 May 2027 (240 days away), with the local window between 06:21 – 13:42. Economically, IBJA publishes rates twice daily (AM and PM) — afternoon rates often differ from morning by ₹20–₹100/g. Avoid buying during festival peaks (Akshaya Tritiya, Dhanteras) when rates spike from demand. Gold tends to soften in March-April after wedding season ends and again in September before Navratri starts.
What are the GST and other taxes on gold in Phulwaria?
Two GST components apply to every gold jewellery purchase across India, including Phulwaria: 3% GST on the gold value (weight × today's rate) and 5% GST on the making charges. A typical 10-gram 22K piece at today's rate of ₹14,053/g works out to: gold ₹140,528 + making charges (typically 11–18% in Bihar) + 3% GST on gold + 5% GST on making. Since June 2021, hallmarking adds no extra cost — every BIS-certified piece must include the HUID stamp at no charge. Always insist on a GST-compliant tax invoice; without one, the purchase isn't legally protected and resale value drops.
How often do gold rates change in Phulwaria?
The India Bullion and Jewellers Association (IBJA) publishes official benchmark rates twice every working day — once in the morning and once in the afternoon. Most jewellers in Phulwaria update their counter rates with the AM IBJA rate and hold it through the day. International gold prices in London or Comex can shift the IBJA AM-vs-PM by ₹50–₹200 per gram on volatile days. On weekends and bank holidays no fresh rate is published, so Friday's evening rate carries through to Monday morning. For Phulwaria, the local rate also includes the location premium of +₹11.72/g — this stays stable for weeks unless the nearest hub's transport costs change.

Rate Tools — Phulwaria

Calculate, verify and convert gold values

Today's All-In Price (per 10g)

Final out-of-pocket price for 10 grams in Phulwaria including local making charges and GST:

Gold (22K, 10g) ₹140,528
Making @ 12% ₹16,863
GST (3% gold + 5% making) ₹5,059
Final price ₹162,451

Estimate only — your jeweller's actual making rate may differ. Always ask for an itemised bill.

Old Gold Exchange Rate

Today's likely buy-back rate per gram at Phulwaria jewellers (before wastage and assay deductions):

22K (916) hallmarked ~₹13,491/g
18K (750) hallmarked ~₹11,049/g
14K (585) hallmarked ~₹8,621/g

Formula: today's 22K × purity factor × (1 − wastage). Most Phulwaria jewellers deduct 2–8% as wastage. Non-hallmarked gold gets assayed first, often reducing the rate further.

HUID Verification

Every gold piece sold in Phulwaria after June 2021 must carry a six-digit HUID. To verify any bill or piece:

  1. Download BIS Care app (Play Store / App Store, free)
  2. Tap "Verify HUID" inside the app
  3. Enter the six-digit code stamped on your jewellery
  4. Match jeweller name + purity + hallmarking date with your bill

If the BIS Care result differs from the jeweller you bought from, refuse the piece and report to BIS at 1800-11-4000.

About Phulwaria

Gopalganj, Bihar

Phulwaria is a tehsil in Gopalganj district, Bihar. The nearest major gold trading hub is Kolkata, approximately 608 km away, which results in local gold rates running about ₹11.72/g above the IBJA national benchmark. Phulwaria uses STD code 01220.

STD Code
01220
Nearest Gold Hub
Kolkata · 608 km
Coordinates
26.5834°N, 84.2792°E
Gold Price Adjustment
+₹11.72/gram vs national

Upcoming Gold-Buying Muhurats — Phulwaria

Auspicious dates with local timing (+7 min vs IST)

Akshaya Tritiya

240 days away

Sunday, 9 May 2027

The single most auspicious day of the Hindu calendar to buy gold. Wealth purchased today is believed to grow continuously.

Phulwaria window
06:21 – 13:42
IST: 06:14 – 13:35 IST

Akshaya Tritiya

594 days away

Thursday, 27 April 2028

The single most auspicious day of the Hindu calendar to buy gold. Wealth purchased today is believed to grow continuously.

Phulwaria window
06:01 – 12:31
IST: 05:54 – 12:24 IST

Dhanteras

57 days away

Saturday, 7 November 2026

The first day of Diwali — when buying gold, silver and utensils invokes Goddess Lakshmi's blessings. Largest single-day gold buying event in India.

Phulwaria window
17:36 – 19:31
IST: 17:29 – 19:24 IST
Why timings differ from IST: Vedic muhurats are computed from local sunrise — so Phulwaria's longitude shifts the auspicious window by roughly 7 minutes from the standard IST muhurat. Phulwaria jewellers traditionally honour these local windows during festival sales.

Bihar Jewellery Market

State-level buying context for Phulwaria shoppers

Tradition & Style

Madhubani art influences silver jewellery traditions. Gold is strongly associated with dowry and festive gifting.

Typical Making Charges

11–18%

of gold value in Bihar

Preferred Purity

22K

Peak Buying Seasons

Chhath Puja (Oct–Nov), Diwali, wedding season (Nov–Feb)

Major Gold Markets in Bihar

Patna Kolkata Delhi

BIS adoption: Growing — mandatory hallmarking has expanded BIS-certified shops.

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